Our services include identifying unclaimed surplus funds from foreclosed homes, assisting homeowners in claiming these funds, and providing guidance throughout the recovery process. There are NO UPFRONT FEES. We are dedicated to helping individuals recover the money they didn't know was owed to them.
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Surplus Solutions USA
Important Information Regarding Foreclosure
When individuals hear the term "foreclosure," they often assume it signifies a total loss.
Property lost.
Financial resources lost.
And the narrative concludes.
However, this is not always the case.
Take the case of Maria.
Maria owned a home valued at approximately $180,000. Unfortunately, life circumstances became complicated. Her work hours were reduced and a series of events led to her falling behind on property taxes — totaling around $8,000.
The county initiated foreclosure proceedings and subsequently sold the property at auction.
An investor acquired it for $95,000.
Herein lies a crucial point that many individuals may overlook:
The county is not primarily concerned with generating profit. Their objective is simply to recover the funds owed to them.
Consequently, they collected their $8,000.
This left a surplus of $87,000.
Seventy-eight thousand dollars.
Even though she lost her home…
That money remained legally hers.
Unfortunately, Maria believed that foreclosure indicated an absolute end. She assumed that whatever transpired at the auction was no longer her concern.
Meanwhile, the $87,000 remained unclaimed.
This excess amount is referred to as surplus funds.
This situation arises when a property is sold for more than the taxes, liens, and associated costs.
The government retains its owed amount.
The remaining funds rightfully belong to the former owner.
What is particularly surprising?
Many individuals do not claim these funds — primarily due to a lack of awareness of their existence.
Foreclosure often feels like a definitive conclusion.
Financially, it is not always so final..